Finance Expert and Insurance specialistFinance Expert and Insurance specialist
James
$1,000
per month
($6/hour)
Profile Description
With over eleven years of professional experience in financial operations, insurance operations, payments collection and reconciliation, strategic planning, sales and risk management, I bring a well-rounded background in financial reporting, compliance, and data driven decision-making; essential for supporting the mission and vision of an organization. In my previous and current roles, am responsible for critical financial functions including reconciliation, expense verification, documentation c...
Top Skills
Skills & Expertise
Skill Levels Explained:
💡 Hover over any skill level to see exact years of experience
Finance & Accounting
Sales & Business Development
Virtual Assistance & Admin
Work Experience
Finance Officer
Dignity Insurance Agency Ltd
Aug 2022 - Present
Key Achievements:
• Reconciled premiums and commissions with 100% accuracy to maintain financial record integrity and audit readiness. • Managed cash flow and liquidity while overseeing vendor payments, accounts receivables, and collections processes. • Enforced compliance with insurance regulations, tax laws, and internal accounting policies to mitigate financial risk. • Contributed to annual budget preparation and conducted expense monitoring and variance analysis for reviews. • Prepared and filed statutory returns, maintained proper filing of statutory documents and returns. • Generated accurate invoices and resolved complex billing discrepancies for policyholders and insurance agents. • Reviewed and processed vendor invoices while ensuring timely payments and maintaining meticulous documentation. • Developed and streamlined financial documentation systems, significantly enhancing operational efficiency and audit readiness.
Underwriting Analyst
Heritage Insurance Company Ltd
Jul 2016 - Jul 2022
Key Achievements:
• Evaluated complex insurance risks, resulting in a 15% reduction in loss ratios and a significant boost in profitability. • Achieved a 25% annual increase in policy sales through marketing strategies and personalized client consultations. • Optimized policy generation process, reducing turnaround time by 30% ,improving customer satisfaction scores. • Maintained records of underwritten policies to ensure compliance with regulatory standards and facilitate audits. • Provided customer service across multi-channel platforms, contributing to a high 98% client retention rate. • Implemented an advanced filing system for manual and electronic records, enhancing document retrieval efficiency. • Performed monthly reviews of loss ratios to deliver actionable insights for strategic decision-making. • Championed the application of credit control policies, resulting in improved collection rates and timely note processing.
Assistant Underwriter
APA Insurance Company Ltd
Jun 2014 - Jun 2016
Key Achievements:
• Analyzed risk proposals for alignment with company policies, improving accuracy and assessment by 15%. • Streamlined policy issuance workflows, cutting processing time by 30% and enhancing service delivery efficiency. • Conducted comprehensive risk surveys to identify hazards and provide insights that minimized underwriting risks. • Addressed client inquiries with precision, achieving a 98% retention rate through exceptional service quality. • Developed quotations and bonds, driving a 15% increase in new business acquisition and client relations. • Evaluated outstanding bonds and assessed portfolio risks to ensure timely settlements and accurate forecasting.